4 Homes for Sale in Poland

(€) 350000,  Masovian,  Masovian
(€) 200000,  Owl Mountain, Poland,  Lower Silesian
Cityscape of Gdansk
The Polish real estate market experienced an increase last year. 163,000 new houses were completed, and the country issued 81,000 permits for new homes currently under construction. The building sector, the European Mortgage Federation concludes, is the best one in ten years.
Portrait of Polish girl on cell phone
Polish people are real traders. Winning trust is essential in order to be able to do business. That is the main reason why Poland is not a country of quick wins.
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Property sale transaction costs in Poland are typically wholly borne by the client and can range between 4.5-6.5% of the property purchase price. These transaction costs comprise the notary fees, administrative fees, the real estate agent’s commission and in the case of purchasing from the secondary market also a civil law transactions tax.
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While contracting a real estate agent to assist with buying or selling property in Poland is not necessary, it may be the preferable solution for foreigners as well as all those who are not knowledgeable about the local market, who want to save time and those who want to have additional insurance against dishonest sellers.
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Most Polish banks will offer home loans to foreigners but they will differ widely in terms of the requirements for the loan application as well as the loan terms. The offered terms will likely be less attractive than those offered to Polish customers, including lower loan-to-value ratios, shorter repayment periods and potentially higher interest rates. Nevertheless, taking into consideration the low cost of credit at the moment, it is a good time to finance property in Poland.
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